Job Description
Job Summary A dedicated and knowledgeable Loan Officer to join our financial services team. The ideal candidate will be responsible for guiding clients through the loan application process, ensuring compliance with regulations, and providing exceptional customer service. This role requires a strong understanding of underwriting, loan origination, and credit analysis to effectively assess client needs and recommend appropriate loan products.
Job Description - Responsibilities
- -Follow Woori America Bank's Lending Policies and Procedures.
- -Adhere to all regulatory regulations, guidelines, and compliance requirements for banking activities.
- -Underwrite and approve credit memos in accordance with lending policies and prudent lending
- practices.
- -Receive and interview customers applying for commercial loans.
- -Conduct preliminary evaluations and underwriting for loan applications.
- -Prepare credit memos for new loans, renewals, extensions, refinancing, and other loan modifications.
- -Act as a primary contact between clients and internal departments throughout the loan process.
- -Request and review third-party appraisals, ensuring compliance with all requirements.
- -Perform closing activities including document verification, coordination with the Legal Management
- Department (LMD), and external closing attorneys.
- -Carry out annual loan reviews and site visits as per the Lending Policy.
- -Maintain accurate and updated credit and collateral documentation.
- -Support general banking, Credit Administration (CA), and BPC activities such as marketing,
- community services, and administration.
- -Provide quality customer service to clients and assist in obtaining necessary documentation for other
- departments.
- -Undertake other duties or special projects as assigned by the Head of Loan Team or Chief of Division.
- -Management reserves the right to modify, add, or rescind work assignments as needed.
Qualifications - -Education: Bachelor's degree required (preferably in Finance, Business, Economics, or a related field).
- -Experience: Minimum 2 years of experience in loan processing, credit analysis, or a related banking
- field preferred; entry-level candidates may also be considered.
- -Language Skills: Bilingual proficiency in English and Korean (both verbal and written) is required.
- -Strong understanding of lending practices, financial analysis, and credit risk evaluation.
- -Excellent communication and interpersonal skills.
- -Strong organizational skills with attention to detail and adherence to deadlines.
- -Proficiency in Microsoft Office and loan processing systems preferred.
- -Must be eligible to work in the United States without visa sponsorship
What's On Offer Apply online or feel free to contact us directly for more information about the opportunity. Due to the high volume of applicant, we regret to inform that only shortlisted candidates will be notified. Thank you for your understanding.
Job Tags
Work at office, Visa sponsorship